Get FMLA & Paid Leave in New Jersey

New Jersey has the most generous disability benefits in the country. TDB pays 85% of your wages (up to $1,119/week) with no waiting period. Family Leave Insurance adds 12 weeks at 85%. And starting July 2026, more employers and workers will be covered than ever.

Licensed New Jersey physicians

FMLA, FLI & TDB documentation

Certification completed within 24 hours

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Trust Medical is Compliant with New Jersey Law.

Kelsey B.
Pennsylvania
March 24, 2025
A service you can trust!
"My entire experience was easy, quick & extremely pleasant! Now the BEST part is you're dealing with REAL HUMAN BEINGS! I will absolutely recommend My Trust Medical to everyone..hopefully you all have the pleasure of having Michael &/or James in your corner as I had today! They are both dolls!"
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Alabama
April 8, 2025
The customer service was awesome
"Recently received a note from Trust Medical and the service was incredible! The note was delivered to me promptly and I even received exceptional support for a follow-up concern!"
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South Carolina
March 21, 2025
They take away the stress.
"I genuinely love this website. It’s the second time I used it and I never been more grateful that something like this exists. It goes through a legit doctor so you don’t have to worry about false documents. And it literally the cost of me same amount as my co-pay without any extra charge."
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How to Get Leave in New Jersey

01

Complete our 3-minute medical intake

Answer questions about your health condition and employment. We'll identify whether you qualify for federal FMLA, New Jersey FLI, TDB, or a combination — and help you maximize your total wage replacement.

02

Consult with a New Jersey-licensed physician

Meet a board-certified doctor via video who understands federal FMLA requirements and New Jersey's Family Leave Insurance and Temporary Disability Benefits programs.

03

Receive your completed leave documentation

Get your FMLA medical certification within 24 hours. We also provide documentation to support your FLI and TDB claims through New Jersey's Division of Temporary Disability Insurance.

Why New Jersey Has the Most Generous Disability Program in the Country

Most states with disability insurance cap benefits low or make you wait a week before payments start. New Jersey does neither. If you're dealing with a health condition and worried about your income, New Jersey's benefits are the strongest available:

TDB pays 85% of your wages — with no waiting period — New Jersey's Temporary Disability Benefits replace 85% of your wages, up to $1,119 per week, for up to 26 weeks. Unlike every other state with disability insurance, there is no waiting period. Your benefits can start from day one. Compare that to New York ($170/week max) or California (7-day wait).

Family Leave Insurance at the same 85% rate — New Jersey FLI also pays 85% of your wages (up to $1,119/week) for up to 12 weeks. Use it for bonding with a new child or caring for a seriously ill family member. That's the same high replacement rate as disability — something no other state matches.

July 2026: Coverage is expanding — Starting July 2026, New Jersey is lowering thresholds. Employers with 15+ employees will be covered (down from 30). Eligibility drops to just 3 months of employment and 250 hours worked. If you were previously excluded, you may soon qualify.

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How Do I Know If I'm Eligible?

New Jersey has multiple leave programs. Eligibility is about to get even broader in July 2026:

Federal FMLA: 50+ employees, 12 months, 1,250 hours

Standard federal FMLA requires your employer to have 50+ employees within 75 miles, 12+ months tenure, and 1,250+ hours worked in the past year.

NJ FLI & TDB (current): 20 weeks or $15,500+

You may qualify if you worked at least 20 weeks earning $310+ per week, or earned $15,500+ total in the base year. Benefits are funded through shared employee and employer contributions.

After July 2026: Lower thresholds

Starting July 2026, eligibility drops to just 3 months of employment and 250 hours worked. Employers with 15+ employees will be covered (down from 30). Many more part-time and newer workers will qualify.

Self-employed: Voluntary opt-in available

Freelancers and independent contractors can voluntarily opt into New Jersey's disability and family leave programs. The 85% replacement rate makes NJ one of the most valuable opt-in programs available.

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How Trust Medical Ensures Your Forms Are New Jersey-Compliant

New Jersey's leave system involves three overlapping programs — federal FMLA, state FLI, and TDB — each with different forms and different administering agencies. The state programs run through the Division of Temporary Disability Insurance, while FMLA goes through your employer.

Our New Jersey-licensed physicians complete your FMLA certification and provide medical documentation that supports your FLI and TDB claims. We know how to document your condition to satisfy both your employer's HR department and the state's requirements — so you get the full 85% replacement without delays.

With July 2026 changes approaching, we also help workers understand whether the expanded eligibility rules apply to them. In most cases, your employer cannot force you to use PTO while receiving FLI or TDB benefits.

New Jersey Leave Laws & Your Rights Explained

85% wage replacement — highest in the country

Both TDB (disability) and FLI (family leave) pay 85% of your wages, up to $1,119/week. No other state matches this replacement rate for both programs. Funded through a combination of employee contributions (0.19%) and employer contributions (0.10–0.75%).

No waiting period for disability

New Jersey TDB has no waiting period. Benefits can begin from the first day you're unable to work. California, New York, and Hawaii all require 7-day waiting periods. This matters when you're already dealing with lost income from a health condition.

26 weeks of disability coverage

TDB provides up to 26 weeks of disability benefits at 85% of wages. For longer-term conditions, that's 6 months of real income replacement — not the $170/week cap you'd get in New York.

July 2026: More workers covered

Starting July 2026, the employer threshold drops from 30 to 15 employees, and eligibility requires only 3 months of employment and 250 hours worked. If you currently don't qualify, check again after July.

Broader family coverage under FLI

New Jersey FLI covers care for your spouse, domestic partner, civil union partner, child, parent, parent-in-law, sibling, grandparent, grandchild, or any individual related by blood. Federal FMLA only covers spouse, child, and parent.

Get certified in one video visit

Our New Jersey-licensed physicians complete your FMLA certification and provide supporting documentation for both FLI and TDB, all in a single video consultation. Most certifications completed within 24 hours.

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Ready to Get Certified in New Jersey?

New Jersey residents have access to the highest wage replacement in the country — 85% of wages with no waiting period for disability. Our New Jersey-licensed physicians help you get certified for FMLA, FLI, and TDB so you receive every dollar available to you. One visit. All your paperwork handled.

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